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  • Symbols of resistance

    Mother of Maqbool Bhat coming out of the family’s run-down house at Trehgam in Kupwara on Tuesday. Shaha Begum, like previous years, boycotted the polls today.

     

  • Rushing to vote

    Braving winter chill, voters line up outside a polling station at Karnah on Tuesday morning. 

     

  • Rape victims cry for justice

    Victims of mass rape in twin villages of Kunan and Poshpora protest outside a polling booth in Kupwara. They carried banners and raised slogans demanding justice

     

  • Anti-election protest

    Youth throw rocks at an armoured police vehicle at Kaimoh area of Home-Shalibugh constituency in south Kashmir on Tuesday.

     

  • Samsung Galaxy S6 to Reportedly Launch Alongside Galaxy S6 Edge

    Samsung may not have announced any plans for its next Galaxy S flagship smartphone (reportedly codenamed ‘Project Zero’) likely to debut next year; however, reports related to the company’s plans have started to emerge.

    Sammobile claims that it “can confirm” that the next Galaxy flagship will be called Galaxy S6. The publication has also learned that Samsung, similar on the lines ofSamsung Galaxy Note 4 and limited edition Galaxy Note Edge, will launch the Galaxy S6 Edge alongside the Galaxy S6.

    (Also seeSamsung Mobile Chief J.K. Shin Keeps Job in Reshuffle)

    It however goes on to claim that “the name could change in the coming months,” but that it was not very probable.

    As of now, details related to the Galaxy S6 Edge are limited; though Sammobile speculates that it will sport one-sided curved screen, reminiscent of the Samsung Galaxy Note Edge.

    Notably, the current report somewhat contradicts an earlier report that suggested the Galaxy S6 might feature ‘dual-edged’ display that will be curved on both (right and left) sides. We have already heard that the Samsung Galaxy S5 successor is codenamed Project Zero and is reportedly being built from scratch.

    (Also seeSamsung Galaxy S5 Unit Sales 40 Percent Lower Than Targeted: Report)

    “Preliminary specifications” off the Galaxy S6 are tipped to include a QHD (1440×2560 pixels) resolution panel (size unspecified); a Sony IMX240 camera sensor, the same used in Galaxy Note 4; a 16-megapixel or 20-megapixel rear camera; a 5-megapixel front-facing camera, and inbuilt storage variants of 32GB, 64GB and 128GB.

    Further, the Galaxy S6 is said to be powered by 64-bit octa-core Exynos 7420 processor (four Cortex-A53 and four Cortex-A57 cores), while another variant featuring a 64-bit Qualcomm Snapdragon 810 processor is expected.

    We remind readers however, that nothing is official yet, and that all such leaks must be taken with a pinch of salt.

  • ‘NC-PDP Are proxies, New Delhi Decides’

    The Mirwaiz is worried at the Modi government’s refusal to engage with the Hurriyat and complains of the frequent house arrest he is subjected to.

    Mirwaiz Umer Farooq, the hereditary Kashmiri religious leader, leads one of the two key factions of the All Parties Hurriyat Conference, a coalition of both pro-Pakistan and pro-independence parties in Kashmir. Seen as relatively moderate, the Mirwaiz is worried at the Modi government’s refusal to engage with the Hurriyat and complains of the frequent house arrest he is subjected to.

    You do not seem very enthusiastic about the forthcoming elections?

    Elections should not be seen only in the context of voting. They are also an opportunity to do business, make some money. It was cruel to have elections after the floods. But it’s an exercise India must have. Elections will be used as a means to legitimise their control.

    What’s wrong with that? Outside Srinagar, people want to vote.

    It’s not just about voters. One party is keener to get candidates than voters. What will be the role of the army and the IB? When it comes to Kashmir, different rules apply to elections. The Indian state is harder on us than before. In early elections, the Hurriyat could campaign…. We are involved in flood relief and building houses, but week after week I am stopped from taking Friday prayers.

    But Kashmiri parties are campaigning furiously, and even BJP is there this time.

    Maybe it’s better that BJP comes to power here, then they can be open about their intent and not have to pretend like other Indian parties. The curtains are being raised on the truth. NC and PDP are just proxies in the Valley as all decisions are taken by New Delhi. The Kashmiri parties have the power of a municipal authority.

    Do you see any difference between the BJP and the UPA?

    So you are not worried about BJP and Modi.Draconian laws like AFSPA remain after 10 years of UPA. Chidambaram was home minister for five years, never did anything about AFSPA and now he says it should be gone. Now after the shooting and killing of two teenage boys, we hear that the Modi regime put pressure on the army to quickly accept their mistake.

    If there is a Hindu CM how does it matter when the state assembly has no rights. Please remember that in Kashmir, people will carry BJP flags by day and by night will cover their faces and throw stones. It will not be easy to Indianise Kashmir.

    How can Pakistan still be an ideal for separatists after the mess that country is in?

    It’s a mistake to think that the Kashmir issue is alive only because of Pakistan. It’s an indigenous sentiment and movement. Currently militancy is down, but please be aware that Pervez Musharraf too must get credit for the downturn in the activities of Jaish and Lashkar. In Kashmir, however, we have a very consistent constituency. Mainstream parties also say they enter elections for development, but it is not a vote for India.

    Modi responded strongly to the Pakistan ambassador talking to Hurriyat leaders.

    When Nawaz Sharif came to India for Modi’s swearing-in, then too I was contacted by the Pakistan ambassador to come and meet him. I myself said why now when there is no structure for consultations and talks on the Kashmir issue. But the way Delhi is treating Hurriyat I ask them, do they want us to support Pakistan? Pakistan has a constituency in Kashmir because people feel that regardless of the conditions in Pakistan, they remember the cause of azadi for Kashmir.

    How can Pakistan inspire anyone today?

    India has gone to Mars, Pakistan to Taliban. But from the point of view of the Kashmiri, the Indian army is seen as inflicting suffering on our people.

     

  • Election Fever

    Frail old man coming out of polling station. Having seen many past elections, the man told, ‘i braved odds to make my presence felt.’

  • Exercising franchise

    Women queue up outside a polling booth to cast their votes in north Kashmir’s Bandipora on Tuesday.

  • KASHMIR FLOODS: Why we weren’t prepared

    SADIQ ‑ SHABAN

    There was no negligence on the part of the government, says Jammu and Kashmir Chief Minister.

    This September the state of Jammu & Kashmir (J&K) witnessed its worst floods in more than a century. Hundreds died while thousands were ren- dered homeless in what was called a ‘national calamity’ by India’s Prime Minister Narendra Modi. With more than two million people directly impacted in J&K, the state government has been rushing against time to put hospitals, schools and local adminis- trative units back on track. More than a month after the disaster struck, large parts of Srinagar are devastated with no access to clean water, adequate sanitation services and Internet. The state’s infrastructure is destroyed. People have lost their homes, businesses, crops and livestock. As winter looms, there is an urgent need to rehabilitate those affected by the disaster. Omar Abdullah, Chief Minister of J&K and scion of the powerful Abdullah family, has come under intense fire for his response (or lack thereof) and subsequent handling of the post-flood situation. In a can- did conversation with Khaleej Times in Srinagar, the man in the hot seat, bared it all. Excerpts from the exclusive interview.

    Your level of preparedness for the floods has been questioned. Why did  you delay in pressing the alarm but- tons when water levels rose? Would you call it negligence on part of the government? There was no negligence on the part of the government. In fact writ- ten warnings were sent out by the Di- visional Commissioner to the various District Commissioners asking them to keep a close watch on the situation and also, if necessary, to evacuate ar- eas based on water levels. Certain evacuation procedures were followed in what we thought were ‘at risk’ areas. Some people left. A lot of people chose not to. Most people opted to stay on as they had seen floods in the past and were not unduly concerned. The fact that we had our worst floods in more than a century meant that it was not possible to predict the extent to which water log- ging would take place. Given how bad the magnitude of the problem was, I think the government’s response was adequate.

    The fact that the death toll in Srinagar is less than 50 whereas in the beginning of the floods people were expecting the death toll to reach thousands, tells you a lot about how the government responded to this crisis. So you were prepared for the floods? We were prepared for floods but not on this scale. Frankly it was impossible to prepare for this volume of water. It is not possible to stop a natural disaster from happening. How well- prepared you are in a situation like this is gauged by how you limit the damage caused by that natural disaster. There have been no deaths on ac- count of starvation, cold or epidemic during or after the floods. I think that tells you the story of how this govern- ment responded to the crisis. There is an apprehension that the government dithered on a key decision to breach Kandizal, an important embankment in river Jhelum. Is that true? The Kandizal breach took place itself. It is a fact that Javed Mustafa Meer, the local MLA of Kandizal (of the PDP) positioned himself on the bund and didn’t allow us to breach it. However nature took its own course and Kandizal breached itself. When people talk of Kandizal as a flood ba- sin, that’s a 25-year old perspective. That was when there was no population in Kandizal. Today more than 200,000 people reside in that area. The Union Minister of State for Home Kiren Rijiju said that the Omar Abdullah government was inade- quately prepared for the floods. Your comments.

    In the immediate aftermath of the flood nobody responded. Even the army cantonment was under water. The BSF and CRPF barracks were submerged. It is all very well for the MoS Home to sit in a judgment of my government but I would like to ask him, “What happened to the cell phones? To this date BSNL (India’s state-owned telecommunications company) does not work properly. I don’t have Internet services. Banks have not re-opened completely. The post and telegraph office is not func- tioning properly. Criticise me if you may, but please sit in judgment of your (central) government also.” Would you concede that you mis- handled the post-flood situation? No, there was no question of mis- handling the crisis. Our mishandling of the situation would have meant a multiplication of deaths. As soon as the floods came we were able to establish a base of communication.

    A crisis management group was set up to review the situation. Boats were or- ganised and launched within the first few hours of the crisis unfolding. The fact that we operated under huge con- straints is well known. Was unplanned urbanisation also responsible for what happened? There is an element of unplanned urbanisation that played its part but largely the floods were a result of growth in population. As population increases our towns also grow. What were traditionally flood basins are populated areas today. If you look at it, the oldest colonies in Srinagar were amongst the hardest hit. For in- stance, Raj Bagh area that was settled in 1960s. Newer areas of Srinagar like Shalimar, Nishat etc were not impact- ed. It is the posh parts of relatively older Srinagar that got hit the hardest. Kashmir floods have been called a ‘disaster of international magnitude’ with losses reported at more than $16 billion. How are you going to compen- sate people? Kashmir has suffered a huge loss. We have just finalised our memoran- dum to the government of India.

    Our initial assessment ($16 billion) may have been on the higher side. Now that assessments from the field are coming in we shall be in a position to revise the assessment downwards, al- though not dramatically. Both direct and related loss has tak- en place. Although floods happened in Srinagar, tourists have stopped going to holiday spots like Pahalgam and Gulmarg. The hoteliers, cabbies, po- ny-wallas are losing their earnings as a result of the floods. If you add both direct and indirect losses, the magni- tude is much higher. We expect the government of In- dia to take a lead. We are also in the process of involving agencies like the World Bank and the Asian Develop- ment Bank (ADB). We hope to have a comprehensive package to compen- sate people for the losses. What is your long-term rehab plan? We have a two-fold plan. Obviously one is to rehabilitate individuals and businesses for the losses that they suf- fered in terms of their homes, shops, business establishments etc. We hope to compensate the losses suffered in agriculture and horticulture also.

    We had previously submitted a Rs22 billion proposal to the govern- ment of India for Jhelum flood man- agement. If that proposal had been accepted and implemented, floods of this magnitude might not have taken place. We are reiterating our demand to the central government for a Jhe- lum flood management in Kashmir as well as the Chenab flood management in Jammu. It is Rs55 billion package in all which is something that the cen- tral government should seriously con- sider. How do you propose non-resident Kashmiris and others who wish to contribute towards flood relief/rehab should do so? We have set up the Chief Minister’s Flood Relief Fund. The account is maintained with the J&K Bank and will be independently audited and shared publicly. People will know what the funds donated for the flood have been used for. An advantage of donating to the Chief Minister’s Flood Relief Fund is that it qualifies for all the tax benefits, which makes a difference.

    Nature is unpredictable. What is being done to ensure that the state is fully equipped to handle the situation if such a disaster were to strike again? The disaster has taught us some valuable lessons in terms of our communication, the way we stock sup- plies, our linkages etc. There will be a point when we will compile all these lessons. Right now we are focused on rehabilitating people and getting re- lief to them. Once this is taken care of, we shall have to sit down and rework our standard operative procedures so that should, God forbid, a flood like this re-occur we will be better able to handle it. Let’s not forget that a flood of this magnitude came after a 100 years, so I am expecting that at least in my lifetime we will not have a situation like this again.

    (The views expressed here are those of the author’s and do not necessarily represent or reflect the views of Kashmir Magazine.)

     

  • Identity thieves

    A  robust customer identity verification mechanism will help to track down a fraudster quickly.

    SAJJAD BAZAZ

    Even as technology has tremendously eased our navigation and conducting of transactions in the financial world, it has simultaneously brought financial crimes at our doorsteps. Customers of banks and financial institutions have become prone to technology-driven subver- sive activities of cyber criminals like blocking fraud, money laundering, identity theft etc.

    This state of af- fairs reminds me of eloquent words ofone of the greatest novelists we have ever known, Charles Dickens: “It was the best of times; it was the worst of times.” At present, it is the best of times in the sense that the internet has zeroed distances and made it possible for all to more easily con- nect with other people from around the globe, to access information from sources previously out of reach and to obtain services that in the past were limited to brick and mortar. Hitherto, it is also the worst of times as cyber criminals are on prowl taking great advantage of electronic connectivity to perpetrate internet- based frauds and to more easily gather the information needed to carry out traditional crimes. All of which is driving up crime rates, in particular financial crimes. Hardly a day goes by without news of a data breach, wire fraud or the latest Ponzi scheme.

    There are many channels through which a financial fraud may get triggered. However, studies have pointed out the increasing chances of fraud happening at the opening of a new account. There are study reports which have attributed a significant portion of the rise in identity theft fraud to “new accounts” fraud which showed longer periods of  misuse and detection and therefore more financial losses associated with it than any other type of fraud. So under the circumstances it’s the identity theft which lays the founda- tion of financial fraud of any magnitude. What is this identity theft and how does it happen? Identity theft is a clandestine activity by someone in which a fraudster acquires key information such as name, date of birth, social security number, mother’s maiden name, etc., of another per- son’s identity with the intent to commit fraud. The stealing of this kind of information can help a criminal impersonate another individual.

    Once this information is obtained, it becomes easy for a criminal to make best use of technology to commit different kinds of frauds, including accessing bank accounts, obtaining loans, making purchases, etc. Identity theft can happen to any- one, rich and poor and regardless of whether or not he uses the Internet. At the moment identity theft is epi- demic in nature and is known as the fastest growing crime facing people. However, there are certain basic things which only you can take care to avoid being victimised. Now pass- words and personal identification numbers are keys of your accounts and financial transactions. In fact, these numbers have become your identity. Whosoever punches these numbers will get through a transac- tion. So safety of these numbers lies in your hands because you only know them. To avoid misuse of these numbers by any other person, make it a habit to change all passwords regularly.

    You can have strong passwords of your ac- counts by using a mix of numbers and characters.  Primarily memorize your passwords. If at all you require re- cording them, then write them down only in a secured manner. Identity thefts mainly occur when unknown individuals or groups seek your personal information through email. Be wary of such emails. Be assured, your bank will never ask for your passwords or any other personal detail via email or telephone. So, never share your details to a person posing as a bank official on phone or through any other medium of communication. No bank asks for such information from their customers. While being online through inter- net or phone, sometimes your personal information is sought to com- plete the transaction. Never provide it unless you initiated contact or know with whom you are in touch. Be bold to ask how your personal information will be used and protected and whether the information you’re asked to provide is voluntary or mandatory to complete the transaction.

    Monitor your bank and card statements every month. In case you suspect identity theft, immediately con- tact your bank and explore the option of reporting the incident to the police. Meanwhile, basic role of banks and financial institutions in curbing frauds through their system cannot be overlooked. They have to scan en- try of customers at the front door, that is, at the time of opening an account. In this context, let me again quote ex- pressive words of Charles Dickens: “It was the age of wisdom; it was the age of foolishness.”

    The wise in this case are the banks that develop and implement a robust, risk-based customer identity verifica tion mechanism and review it regularly. The foolish are those who ignore the benefits of such wisdom by either relying on ad hoc measures to keep the ever adapting cyber criminals at bay or ignoring the problem altogether. The foolish simply risks injury to customer loyalty as well as reputation of the institution. There is no denying the fact that the criminals use multiple access points for committing a fraud, but a strong customer identification process at the front door of financial world will significantly check financial frauds. Precisely, a proper customer identity verification mechanism at a bank will not only help to check identity thefts but will also prove beneficial to track down a fraudster quickly as and when he triggers a fraud.

    (The views are of the author & not the institution he works for. Feed- back at [email protected])